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Affordable Care Act (ACA)

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Affordable Care Act (ACA)

Addressing different issues of the healthcare industry, Affordable Care Act (ACA), a health care reform law in America was introduced to make quality healthcare insurance affordable to Americans at large with the objective of improving public health and reducing healthcare spending.

The legislation that recommended a new health reform was passed by Congress and was signed as a law in March 2010 by the then American President Barrack Obama. Since then the ACA also came to be known as Obamacare. Addressing the challenge of growing healthcare cost and expenses, the Affordable Care Act extended medical coverage to an additional 20 million people and eliminated all the previous hindering clauses.

The law specified a range of health-related provisions, premium subsidies, and other cost-sharing subsidies that intended to lower health expenses and make care affordable by all the Americans.  A separate set of qualifications were also listed based on which American qualified for the subsidies. With the new reform coming into play, millions of uninsured US citizens were brought under health insurance coverage.


Sam Wilson, Consultant