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Health Insurance Marketplace

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Health Insurance Marketplace

Every state in the United States has health insurance marketplaces or health exchanges that allow people to purchase health insurance through their platform. The healthcare insurance plans that people can buy on ACA marketplaces is compliant with the Patient Protection and Affordable Care Act (ACA). People can choose from a wide range of government-regulated and standardized healthcare plans offered at the exchanges by the participating insurance providers.

There are also private non-ACA healthcare exchanges that provide insurance plans for small and medium-size businesses employees as well. The purpose of establishing health exchanges is to keep insurance purchase transparent, encourage more enrollment, boost accountability, and help reduce the cost expenses through proper insurance coverage for all. Health insurance marketplaces use electronic data interchange (EDI) to share information between carriers and exchanges.

Sam Wilson, Consultant